Our Property Treaty account is primarily comprised of catastrophe and risk excess of loss business.  We favour personal lines and small commercial writers for catastrophe protections and large industrial and commercial writers for risk excess of loss business.  We focus on developing long term relationships with our key clients and look to provide them with capacity across the market cycle.

Our catastrophe writings have a global scope and are well spread internationally with no over-reliance on any one region or client.  Single territory/state and regional business make up the majority of the portfolio with North America forming the largest part followed by Japan and then Europe.

Our underwriting team is comprised of expert, highly qualified, multi-lingual specialists, with direct experience of the regions we underwrite.  Our underwriting is both qualitative and quantitative.  We have a suite of robust rating tools and utilise the Verisk catastrophe model, enabling a blended rating approach and independent risk assessment. We are dedicated to providing an efficient and effective service for our clients ensuring quality, security, continuity and a consistent approach to risk transfer.