Property Treaty at Lloyd’s

Our Property Treaty account is primarily comprised of catastrophe and risk excess of loss business.  We favour personal lines and small commercial writers for catastrophe protections and large industrial and commercial writers for risk excess of loss business.  We focus on developing long term relationships with our key clients and look to provide them with capacity across the market cycle.

Our catastrophe writings have a global scope and are well spread internationally with no over-reliance on any one region or client.  Single territory/state and regional business make up the majority of the portfolio with North America forming the largest part followed by Japan and then Europe.

Our underwriting team is comprised of expert, highly qualified, multi-lingual specialists, with direct experience of the regions we underwrite.  Our underwriting is both qualitative and quantitative.  We have a suite of robust rating tools and utilise the Verisk catastrophe model, enabling a blended rating approach and independent risk assessment. We are dedicated to providing an efficient and effective service for our clients ensuring quality, security, continuity and a consistent approach to risk transfer.

Key features
  • Principal underwriting focus on the middle layers of cedants' protections
  • Global portfolio
  • Flexibility to support clients on a cross-class basis
  • Underwriting support from in-house catastrophe modelling unit
  • Experienced and empowered underwriting team

Key Contacts:

Mat Storr Class Underwriter, Property Treaty +44(0)207 959 1928 [email protected]
Sarah Zhivanovich Underwriter, Property Treaty +44(0)207 959 1720 [email protected]
Dashika Ratnasabapathy Underwriter, Property Treaty +44(0)207 959 1889 [email protected]

Head of Division

Eddie Hughes Head of Reinsurance +44(0)207 959 1852 [email protected]



Lloyd’s Box: Box 133, Gallery 1, Lloyd’s / Hours: 1130 – 1300 and 1430 – 1630 (or by appointment)


London Office: 21 Lime Street, London, EC3M 7HB